We offer competitive rates for our loan programs. If you don't see a rate you're looking for, you can use our Rate Tracker service to request that we notify you when rates reach a certain level.
Hard-money Equity Programs - Loans Up to 60% LTV
| TYPE OF PROPERTY | 1 Year Loan | 2 Year Loan | 3 Year Loan | 30 YR/ Due In 5 |
30 YR/ Due In 7 |
30 YR/ Due In 16 |
|
SFR & Condos Owner occupied for business purposes only Third Trust Deed |
9% - 12%
3 - 5 Pts
60% LTV
|
10% - 12%
3 - 6 Pts
60% LTV
|
10% - 13% |
10% - 14% 4 - 8 Pts 60% LTV |
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Construction (1-4 units non-owner) First Trust Deed or Second Trust Deed |
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|
Minimum term 30 years due in 5 Second mortgages help you |
10% - 14%
4 - 8 Pts 60% LTV on future value |
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| Construction (1-4 units non-owner) First Trust Deed or Second Trust Deed |
Minimum term 30 years due in 16 Owning a home is a keystone of wealth, both |
11% - 13%
4 Pts 60% LTV on future value |
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Apartments Second Trust Deed |
9% - 12%
3 - 6 Pts 65% LTV |
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Commercial Second Trust Deed |
9% - 12%
4 - 6 Pts 65% LTV |
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Churches Second Trust Deed |
15%
7 Pts 50% LTV |
16%
8 Pts 50% LTV |
17%
9 Pts 50% LTV |
Time is our most precious asset,
We should invest it wisely. |
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|
Single Purpose, Second Trust Deed |
9% - 12%
3 - 6 Pts 65% LTV |
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Land - SFR Second Trust Deed |
12% - 14%
5 - 6 Pts 35% - 50% LTV |
13%4%
6 - 8 Pts 40% - 50% LTV |
15%
7 - 8 Pts 40% - 50% LTV |
15.5%
7 - 9 Pts 40% - 50% LTV |
16%
7 - 10 Pts 40% - 50% LTV |
|
| Land - RAW First Trust Deed only |
14%
6 - 8 Pts Max 40% LTV |
14.5%
6 - 8 Pts Max 40% LTV |
15% - 16%
7 - 9 Pts Max 40% LTV |
17%
7 - 9 Pts Max 40% LTV |
18%
7 - 9 Pts Max 40% LTV |
19%
7 - 9 Pts Max 40% LTV |
Loans made or arranged pursuant to a California Finance Lender's License. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
Real Estate Broker, California Department of Real Estate License no. 01170032